🚀 MetaTrader 4 (MT4) Account Types

MetaTrader 4 (MT4) is a globally trusted platform offering flexibility, reliability, and a range of account types designed to suit every kind of trader—from absolute beginners to seasoned pros.

🔹 Standard/STP Account

This account gives traders direct market access via Straight Through Processing (STP)—an efficient, transparent route to the market.

Key Advantages:

• ✔ Market execution with tight spreads
• ✔ Real trading environment with no dealing desk
• ✔ Great for traders using manual or automated strategies
• ✔ No commission (usually built into spreads)

Is this for me? Perfect if you’re ready to trade standard lot sizes and want direct, reliable access to the markets with professional-level execution.

🔹 Standard/STP Swap-Free (Islamic) Account

This is the Sharia-compliant version of the Standard STP account. It removes overnight swap interest to respect Islamic finance principles.

Key Advantages:

• ✔ All benefits of a Standard STP account
• ✔ No interest or swap charges
• ✔ Great for holding positions long-term without added costs

Is this for me? Ideal for traders who follow Islamic finance principles or anyone looking to avoid swap charges.

🔹 Cent STP Account 🌟 Highly Recommended for Small Capital or Stress Testing

Cent accounts are an incredible tool for those starting small or testing strategies under live conditions—with minimal risk.

Key Advantages:

• ✔ Deposit as little as $1 and start trading
• ✔ All balances and trades are shown in cents (e.g., $10 = 1,000¢)
• ✔ Real market trading conditions with micro exposure
• ✔ Ideal for testing Expert Advisors (EAs) and manual strategies
• ✔ Stress-test setups without risking big capital
• ✔ Full STP execution – just like standard accounts

Is this for me? Yes—if you’re:

• ✔ New to trading and want to practice with real money, not demo
• ✔ Working with a small budget and want lower exposure
• ✔ Testing a new strategy or EA and need live-market performance without large risk

🔹 Cent STP Swap-Free Account (Islamic)

This is the best of both worlds—Cent account flexibility with swap-free benefits for those who trade in line with Islamic finance.

Key Advantages:

• ✔ Micro-level exposure with cent-based balance
• ✔ No interest charges on overnight positions
• ✔ Ideal for long-term testing or Sharia-compliant micro trading
• ✔ Full STP execution and real-market feel

🔹 PAMM Investor Account

PAMM (Percentage Allocation Management Module) accounts are hands-off investment solutions where professional traders manage your funds.

Key Advantages:

• ✔ Passive income potential—let experts trade for you
• ✔ Transparent performance metrics and rankings
• ✔ Diversify your trading by following multiple managers
• ✔ Profits (and losses) are shared proportionally

Is this for me? Yes—if you prefer a passive role in trading, want to grow your capital without actively managing trades, or wish to diversify by investing in multiple experienced traders.

💡 Final Word: Why Cent Accounts Deserve More Love

Cent accounts are underrated power tools in forex. They allow:

• ✔ Real trading with minimal capital
• ✔ Less emotional pressure due to lower monetary exposure
• ✔ Easier performance tracking of new strategies and EAs
• ✔ Great learning experience in live conditions, unlike demo accounts

Whether you’re starting out or stress-testing a new setup, Cent STP accounts on MT4 give you all the market realism with none of the financial overwhelm.